02646 ZIP Code — Harwich Port, MA

Barnstable County, Massachusetts

ZIP code 02646 is located in Harwich Port, Massachusetts, within Barnstable County. It covers approximately 2.90 square miles and serves a population of 1,950 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 774/508.

About ZIP code 02646

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $649,800. Owner-occupancy is high at 86%, well above the national average.

The gap between median ($70,980) and mean household income suggests income inequality — a small number of higher earners pull the average up. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 20 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.

Educational attainment is high — 65% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 02646 reflects a community defined by a highly educated population, a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

1,950

population

2.90

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

02646 ZIP code map

Cities in ZIP code 02646

Below are the cities the US Postal Service accepts for ZIP code 02646. Using any city not on this list may result in mail delivery delays.

City	Status
Harwich Port	Acceptable
Harwich Port	Preferred

Nearby ZIP codes

02645 Harwich (2.1 mi) 02671 West Harwich (2.2 mi) 02659 South Chatham (2.5 mi) 02639 Dennis Port (3.5 mi) 02633 Chatham (4.7 mi) 02631 Brewster (5.1 mi) 02660 South Dennis (5.3 mi) 02670 West Dennis (5.3 mi) 02650 North Chatham (5.7 mi) 02664 South Yarmouth (6.4 mi) 02653 Orleans (7.2 mi) 02638 Dennis (7.9 mi)

Demographics updated 05/2026

Population
Total population	1,950
Population density	672 / sq mi
State FIPS	25
County FIPS	001

Geography
Land area	2.90 sq mi
Water area	0.24 sq mi
Latitude	41.6728
Longitude	-70.0692
Timezone	Eastern (ET)
Area code	774/508

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	31.6%	31.3%
$50k – $100k	32.9%	30.4%	25.9%
$100k – $200k	26.9%	27.2%	28.5%
Over $200k	8.4%	10.7%	14.3%

Demographics & statistics

1,950

Population

672

People per sq mi

65.5

Median age

$70,980

Median household income

$66,725

Per capita income

$649,800

Median home value

$1,838

Median monthly rent

85.5%

Home ownership

10.2%

Poverty rate

5.0%

Unemployment

2,416

Housing units

64.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

203

65–74

220

199

75–84

215

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	173	8.9%
18 and over	1,777	91.1%
65 and over	1,007	51.6%
Median age	65.5 years

Race & ethnicity

White 93%

Hispanic or Latino 2.8%

Two or more races 1.7%

Black or African American 1.1%

Other race 1%

Asian 0.2%

Group	Count	%
White	1,866	93%
Hispanic or Latino	56	2.8%
Two or more races	35	1.7%
Black or African American	23	1.1%
Other race	21	1%
Asian	5	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.8%	31.6%	31.3%
$50k – $100k	32.9%	30.4%	25.9%
$100k – $200k	26.9%	27.2%	28.5%
Over $200k	8.4%	10.7%	14.3%

Under $10k 4.5%

$10k–$15k 6.2%

$15k–$25k 5.0%

$25k–$35k 6.4%

$35k–$50k 10.8%

$50k–$75k 22.2%

$75k–$100k 12.7%

$100k–$150k 14.2%

$150k–$200k 4.8%

$200k+ 13.1%

Range	% of households
Under $10k	4.5%
$10k–$15k	6.2%
$15k–$25k	5.0%
$25k–$35k	6.4%
$35k–$50k	10.8%
$50k–$75k	22.2%
$75k–$100k	12.7%
$100k–$150k	14.2%
$150k–$200k	4.8%
$200k+	13.1%
Median income	$70,980

Housing

Home values

Under $50k 3.9%

$50k–$100k 4.4%

$150k–$200k 2.3%

$200k–$300k 11.9%

$300k–$500k 17.8%

$500k–$1M 32.2%

$1M+ 27.5%

Housing overview

Metric	Value
Median home value	$649,800
Median rent / month	$1,838
Owner occupied	85.5%
Renter occupied	14.5%
Vacant	58.8%
Single-family detached	86.1%
Large apartment buildings	1.5%
Mobile homes	0.0%
Median rooms	6.1
Avg household size (owned)	1.70

Year built

Era	%
2020 or later	1.0%
2010–2019	4.8%
2000–2009	2.8%
1990–1999	7.3%
1980–1989	8.9%
1970–1979	10.0%
1960–1969	19.8%
1950–1959	12.5%
1940–1949	6.3%
1939 or earlier	26.6%

Bedrooms

Size	% of units
No bedroom (studio)	2.7%
1 bedroom	4.5%
2 bedrooms	18.4%
3 bedrooms	39.8%
4 bedrooms	28.8%
5+ bedrooms	5.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	48.0%
2 vehicles	39.0%
3 or more	10.2%

Heating fuel

Fuel type	%
Utility gas	72.9%
Electricity	9.9%
Propane / LP gas	2.0%
Fuel oil	15.2%

Households & families

Household type	Count	%
Married-couple family	383	36.2%
Cohabiting couple	44	4.2%
Male householder, no spouse	256	24.2%
Female householder, no spouse	376	35.5%
Households with children under 18	119	11.2%
Households with seniors (65+)	679	64.1%
Average household size	1.80

Marital status

Status	Male	Female
Never married	16.2%	14.3%
Married	53.7%	45.7%
Separated	3.3%	0.7%
Widowed	9.5%	23.8%
Divorced	17.3%	15.4%

Education

Less than 9th grade 0.0%

Some HS, no diploma 1.1%

HS graduate 10.5%

Some college, no degree 10.2%

Associate's degree 13.2%

Bachelor's degree 33.3%

Graduate / professional 31.7%

Metric	%
HS diploma or higher	98.9%
Bachelor's or higher	64.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	3.7%
Kindergarten	0	0.0%
Elementary school	90	37.2%
High school	65	26.9%
College / grad school	78	32.2%

Employment

Industry of employment

Professional & management 20.5%

Education & healthcare 18.8%

Retail trade 17.6%

Arts, food & hospitality 12.1%

Public administration 9.2%

Finance & real estate 5.7%

Construction 4.6%

Agriculture & mining 3.5%

Other services 3.4%

Information 1.8%

Transportation & utilities 1.5%

Manufacturing 1.4%

Occupation

Category	%
Management, business & arts	49.7%
Service	10.3%
Sales & office	19.5%
Natural resources & construction	14.4%
Production & transportation	6.2%

Employment type

Type	%
Private sector	76.8%
Government	14.5%
Self-employed	8.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.9%
Carpool	1.1%
Public transit	0.0%
Walk	5.7%
Work from home	25.3%
Other means	2.9%
Avg commute (minutes)	20.4

Poverty

All people 10.2%

Under 18 years 4.8%

18 and over 10.6%

Married-couple families 3.1%

Female-led households 0.0%

Income support

Source	% of households
Social Security	53.1%
Retirement income	38.9%
Supplemental Security	1.9%
Cash public assistance	1.0%
Food stamps / SNAP	6.9%

Health indicators

Condition	%
Obesity	24.7%
High blood pressure	39.8%
High cholesterol	38.9%
Diabetes	11.1%
Heart disease	9.4%
Stroke	4.0%
Asthma	10.0%
Arthritis	35.3%
Kidney disease	4.0%
Pulmonary disease	7.2%
Cancer	12.0%

Behavior / access	%
Smoking	10.4%
Binge drinking	12.2%
No physical activity	18.6%
Less than 7 hrs sleep	26.3%
Depression	17.5%
Fair or poor health	12.0%
Poor mental health	10.9%
Poor physical health	9.9%
No health insurance	4.5%
Visited doctor (checkup)	85.2%
Visited dentist	76.4%
Cholesterol screening	95.6%
Teeth loss	8.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	200	11.3%

Disability	%
Any disability	20.4%
Under 18	12.7%
18–64 years	11.6%
65 and over	28.5%

Health insurance coverage

Type	%
Private insurance	71.3%
Public insurance	59.9%
No insurance	3.8%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,912	98.1%
Spanish	15	0.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	15	0.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,899	97.4%
Born in same state	1,892	97.0%
Born in different state	1,161	59.5%
Foreign born	7	0.4%
Naturalized citizen	51	2.6%
Not a US citizen	40	78.4%

Ancestry

Ancestry	Count	%
Italian	498	25.5%
French	350	17.9%
Arab	189	9.7%

Ancestry	Count	%
Norwegian	66	3.4%
German	30	1.5%
Polish	30	1.5%

Technology access

Metric	% of households
Computer access	54.3%
Internet access	95.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 02646

What city is ZIP code 02646 in?

ZIP code 02646 is primarily assigned to Harwich Port, Massachusetts.

What county is ZIP code 02646 in?

ZIP code 02646 falls within Barnstable County, Massachusetts.

Does ZIP code 02646 have an older population?

52% of residents in ZIP code 02646 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 02646?

65% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 02646 have a large retiree population?

53% of households in ZIP code 02646 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 02646 mostly owner-occupied?

86% of occupied units in ZIP code 02646 are owner-occupied, well above the national average.

What timezone is ZIP code 02646 in?

ZIP code 02646 observes the EST timezone.